#1 in College Credit Card Marketing Since 1989

College Student Marketing Agency.

UCMS sells credit cards to college students.
FREE Credit card education on campus.
Statistics on College Credit Cards for Students.


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Media Kit

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Generate apps at with Credit Strategies Seminars at over 1,100 schools.


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Dennis Meunier, President, on CNN

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  Welcome to United College Marketing Services

UCMS parlays the credit education of over millions and millions of students into college credit cards.

According to the Chronicle of Higher Education, “UCMS is the best at selling credit cards to the college student market”. Our distinction is that we were the first to integrate credit education into the credit card sales process.

Since our inception in 1989, UCMS is the ONLY company that does seminars. If you've seen a credit bank sponsor a credit seminar (either on campus or on TV), there's a 99% likelihood that a UCMS certified representative gave it.

“UCMS provides much needed financial education for America's youth.”
-Alan Greenspan, Fmr. Chairman of the Board of Governors of the Federal Reserve System

“UCMS does tremendous work educating college students on credit issues and works hard to proactively self-regulate an industry that is, at times, ripe for legislation.”
-Robert Pitofsky, Fmr. Chairman, Federal Trade Commission

UCMS also uses contests to generate curiosity that leads to understanding of credit scores. UCMS suite of websites have been covered by the Chronicle of Higher Education, and Duck9 (deep underground credit knowledge 9) graduates college students with a FICO of 750.

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** college life **

College resident advisors, resident directors and other administrators can use UCMS to get credit education resources your students need.

Read about how college credit card debt leads to academic disqualification: College Student Drop-Out Rates

*** UCMS lobbies for ***
Debt disclosure box on all statements
SMS or email reminders of all bills coming due
Credit education incorporated into the card activation process
University disclosure of all income from credit card company affinity programs


UCMS was funded by PayPal.

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