Defeating Holiday Credit Card Debt Doldrums

Palo Alto , CA , January 10, 2005 : According to the Wall Street Journal, 70 % of Americans have no money left over after paying basic expenses every month. This fact could signify more credit card buying both for basic necessities and holiday gifts.

Our guest, Larry Chiang, is a credit insider pro who will outline cutting edge credit tips, super secret strategies, techniques, and ideas on managing credit that are not promoted to the public. By utilizing these expert-spending techniques, American consumers can stop over-spending and improve their cash flow during the post holiday credit card hangover in addition to increasing their savings year round.

Here are some of the tips Larry will cover which will save consumers major dollars:

•  Helping you refinance your overpriced loan.

•  Showing you negotiating tips only credit card insiders know about.

•  Saving $1500 to $2000 by understanding your credit score.

•  How to manipulate your credit report to boost your credit score.

His website, www.credithealthy.com, has credit educated millions in a grassroots fashion. Larry Chiang founded UCMS when he was a sophomore in his dorm room.

Additional Interview Questions

•  How do you turn your credit card into a financial tool?

•  What are smart strategies for shopping for the right card and for staying debt free?

•  What are some common pitfalls consumers fall into?

•  How do loan officers evaluate candidates?

“Our guest will also outline legislative changes and introduce free online financial resources.” Segment structure could be straight interview, Q & A with audience, or graphical tips.

Find out how to save money on campus by clicking here

Get you free transaction recorder! These same ones were featured on CNN News.

They allow you to record all your transactions. It is like an envelope and it fits over your credit card snugly. Some people call it a credit card condom. This tool is great for tracking your credit card usage. Until March 31, 2005, we are making this available to anyone.

Please send $3.00 S&H (cash or check) to:

UCMS
2021 Midwest Road, Third Floor
Oak Brook IL 60523

Or PayPal, FREE condoms (at) creditcard(dot)org. It's written out that way to prevent webcrawlers from abusing this free product. Allow 4-6 business days for delivery.

ORDER IN BULK (Sorry no discounts but for convenience we ship to multiple addresses. Parents use these for kids in different school locations.)

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