In China from years 2005-2025 "epsilon" centered shifting to "f"?

Line (3) is a situation where it is pure epsilon (relying solely on debit data). This means there's little trust (or NO trust if its perfectly zero slope) in the "f" function of credit bureau data. 2005-2008

Line (2) would be a stage after (3). 2008 to 2012

Line (1) would be a development stage after (2). 2012-2015

LIne (4) would be a case where the "f" function would be the full maturation of credit analysis and "e" merely augments. Remember, epsilon contains OFF credit report data that is critical for an upstart country building a credit system



Back to Main |