SCOTTSDALE, Ariz. By Larry Chiang Credit underwriting using cell phone numbers. We first did this for Bank of Hawaii in the 90s. Auto Finance News (@AutoFinanceNews) 11/17/15, 11:10 AM 3+ phone # changes correlate to higher delinquency risk among borrowers in auto @FactorTrust #usedcarweek @DinaAsat pic.twitter.com/BAGCPIuqaL Used Car Week is Nov 17-19, 2016 Larry Chiang (@LarryChiang) 11/18/15, 3:23 PM Verizon ~> Sprint ~> Cricket ~> google voice. yup! #UsedCarWeek #CreditUnderwriting twitter.com/autofinancenew… Postpaid cellphones. Prepaid cell phone number. Can your underwriting team determine what carrier the associated cellphone number in your portfolio Application Protocol Interfaces?! What I mean is can you determine Verizon ~> Sprint ~> Cricket ~> google voice OR ARE YOU GUESSING. Larry Chiang (@LarryChiang) 10/26/15, 10:33 AM #money2020 I love luv, love Latin thin file @rafer. Ping me anytime @6502838008 or email Larry @duck9. TFA Credit underwriting via “debit”:) Scott Rafer (@rafer) 10/27/15, 4:16 PM @LarryChiang @6502838008 @duck9 so are you going to answer my email or not? THE telephone and email lines and cellphone is always on: @6502838008 630-705-5555 Cell 650-283-8008 www.youtube.com/LarryChiang
Larry Chiang
Credit scores help you avoid charge-off losses. Off credit report data matters. An example of off credit report is whether that credit applicants' email address they used is plugged into an active Netflix account. Age of cell phone telephone number, matters. What service provider they selected, matters. These our company provides via an Application Protocol Interface.
